GHS · MoMo · Built for Ghana businesses

Invoice Generator for Ghana: GHS Invoices,
MoMo-Ready.

Create professional GHS invoices for Ghanaian clients in under a minute. Include MTN MoMo and Vodafone Cash payment details. Send by WhatsApp or SMS, the way Ghana does business.

GHS currency support
MTN MoMo & Vodafone Cash
WhatsApp & SMS delivery

Trusted by Ghanaian small businesses across every sector

Abena K., Cleaning services, uses KraaFo
Abena K.
Accra, Ghana
Chidi O., Tailoring, uses KraaFo
Chidi O.
Lagos, Nigeria
Tom H., Plumbing, uses KraaFo
Tom H.
Manchester, UK
Ana M., Food & catering, uses KraaFo
Ana M.
São Paulo, Brazil

What you get

Built for the way Ghana does business

GHS invoices with MoMo payment details, sent by WhatsApp in under a minute.

GHS invoices with MoMo details

Include your MTN MoMo or Vodafone Cash number on every invoice. Clients know exactly how to pay without calling you.

WhatsApp & SMS delivery

Send invoices directly to clients via WhatsApp or SMS. No email, no downloading apps. It arrives where they'll see it.

Works offline, sends when ready

Create your invoice on any device, even without internet. When you connect, send with one tap.

GHS invoice in 3 steps

Professional invoice,
under 60 seconds

Stop sending WhatsApp voice notes as invoices. KraaFo gives you a branded PDF with GHS amounts and MoMo details that clients respect and pay.

  • GHS currency with accurate formatting
  • MTN MoMo / Vodafone Cash payment fields
  • Send by WhatsApp with no email needed
  • No account required to download PDF
1
Enter your client and services
Fill in the client name, services rendered, and GHS amounts. Add your MoMo number in the payment section.
2
Preview your branded invoice
Your logo and colors appear instantly. The invoice shows GHS totals and your payment details.
3
Send by WhatsApp or download
Tap "Send via WhatsApp" and it opens pre-filled. Or download the PDF free, no account needed.

FAQ

Frequently asked questions

Can I create a GHS invoice for free?+

Yes. Create and download a GHS invoice as PDF completely free, no account needed. Sign up free to save invoices and send them by WhatsApp or SMS.

Can I include my MoMo number on the invoice?+

Yes. KraaFo lets you add your MTN MoMo or Vodafone Cash number in the payment details section. Clients see exactly where to pay without needing to call you.

How do I send a GHS invoice by WhatsApp?+

Create your invoice in KraaFo, then tap "Send via WhatsApp." KraaFo opens WhatsApp with your message pre-filled and the PDF ready. Confirm and tap Send.

Does KraaFo support Ghanaian tax (VAT)?+

Yes. You can add VAT (or any percentage tax) to your invoice. KraaFo calculates the total automatically and displays it clearly on the PDF.

Send your first GHS invoice today

Professional GHS invoice in under 60 seconds. Free, no credit card needed.

Create your GHS invoice, free